Allowance tracker · No bank account needed
Kash is a virtual family bank for allowances, purchases and savings goals — a pocket money tracker that works in any currency, any country, with no card and no kid data required.
Free to try · No bank account or card · One-time $9.99 lifetime option · iPhone, iPad & Mac
How it works
STEP 1
Create a profile for each child with an avatar and color theme, then set a weekly or monthly allowance amount. Kash tracks upcoming payments automatically — you just hand over the cash.
STEP 2
When a kid buys something, log it in seconds and their balance updates immediately. You act as the family's private banker — no card to lose, no bank statement to explain.
STEP 3
Kids add items to a wishlist with a target price, then watch a progress bar fill as they save. It's the digital version of the savings jar — visible, motivating, and tied to something they actually want.
Inside the app
Built for parents who want the habit-building of a real bank without opening one.






Guides
The $1-per-year rule, a full age-banded table, and how to adjust it as your kid grows.
Read the guide → No bank accountHow Kash compares to Greenlight, GoHenry and BusyKid's card-and-bank model.
Read the guide → Saving habitsFrom the goal jar to the digital wishlist — practical methods that actually stick.
Read the guide → The modelYou hold the cash, the app holds the ledger. Here's how the virtual-bank model works.
Read the guide → SchedulingAge-based recommendations for which schedule teaches better money habits.
Read the guide → ChoresBoth parenting camps, summarized fairly — plus how Kash works with either.
Read the guide → GoalsWhy visible progress beats a plain balance number, and the science behind it.
Read the guide → Pocket moneyThe international twin of allowance tracking — rules and rates that travel.
Read the guide → Financial literacyMilestones from age 4 to 16, and how to give kids a safe place to practice.
Read the guide → Multiple kidsPer-kid profiles, avatars and separate balances, all in one family account.
Read the guide →FAQ
A common rule of thumb is $1 per week for every year of age, adjusted for chores and what the money needs to cover. Kash lets you set any amount and frequency, then change it as they grow. Learn more →
Yes — Kash tracks allowances, purchases and savings as a virtual ledger. No bank account, debit card or kid personal data required, unlike Greenlight, GoHenry or BusyKid. Learn more →
Give them a visible goal — a jar or a digital wishlist — and let them watch progress toward it. Kash's wishlist feature turns saving into a game with a progress bar. Learn more →
The informal arrangement where parents hold their kids' cash and track balances themselves. Kash formalizes it: you hold the actual cash, the app holds the ledger. Learn more →
Weekly suits younger kids who need frequent feedback. Monthly suits teens learning to budget across a longer stretch. Kash supports either, per child. Learn more →
Parenting experts are split. Kash works with either system — pure allowance, chore-based, or a hybrid of both. Learn more →
Look for visual progress toward a specific item, not just a balance. Kash's wishlist lets kids set a target price and watch a progress bar fill. Learn more →
Yes — Kash is currency-agnostic, so it works for pocket money, allowance, or any family money system regardless of country. Learn more →
Roughly: ages 4-6 learn coins have value, 7-9 learn saving vs. spending, 10-12 learn budgeting, 13-16 practice bigger goals. Kash gives kids a safe practice ground for each stage. Learn more →
Yes — Kash supports multiple children under one family account, each with their own avatar, balance, schedule and wishlist. Learn more →
Yes, free to download and use. Optional upgrades: weekly ($0.99), yearly ($9.99), or a one-time lifetime purchase ($9.99). Get the app →
No. Kash doesn't require a real name, a bank account or an ID — only anonymous analytics and crash diagnostics that are never linked to identity. Read the privacy policy →
No bank account, no card, no kid data. Just a simple ledger every kid in the family can watch grow.
Download Kash on the App StoreFREE TO TRY · IPHONE, IPAD & MAC · $9.99 LIFETIME OPTION