Allowance tracker · No bank account needed

The allowance tracker for kids that skips the bank account.

Kash is a virtual family bank for allowances, purchases and savings goals — a pocket money tracker that works in any currency, any country, with no card and no kid data required.

Free to try · No bank account or card · One-time $9.99 lifetime option · iPhone, iPad & Mac

Kash allowance tracker app Family Dashboard showing each child's balance
Kash the Koala mascot waving

How it works

Set it up once, watch it run itself

STEP 1

Add kids & schedule allowance

Create a profile for each child with an avatar and color theme, then set a weekly or monthly allowance amount. Kash tracks upcoming payments automatically — you just hand over the cash.

STEP 2

Log purchases instantly

When a kid buys something, log it in seconds and their balance updates immediately. You act as the family's private banker — no card to lose, no bank statement to explain.

STEP 3

Watch wishlist goals grow

Kids add items to a wishlist with a target price, then watch a progress bar fill as they save. It's the digital version of the savings jar — visible, motivating, and tied to something they actually want.

Inside the app

Every kid, every balance, one app

Built for parents who want the habit-building of a real bank without opening one.

Kash allowance tracker app onboarding screen: make allowances fun and simple
Track, manage, save
Family Dashboard in the Kash allowance app showing multiple kids' balances
Family Dashboard
Kash Card view showing a child's allowance balance and recent activity
Every kid's own balance
Wishlist savings goal tracker for kids showing a Nintendo Switch game target price
Wishlist goal tracking
Weekly allowance schedule screen with next payment countdown
Scheduled allowance
Spending analytics by category with a multi-child balance switcher
Spending analytics

Guides

Answers first. Then the app that puts them into practice.

FAQ

Questions parents ask before downloading

How much allowance should I give my child?

A common rule of thumb is $1 per week for every year of age, adjusted for chores and what the money needs to cover. Kash lets you set any amount and frequency, then change it as they grow. Learn more →

Is there an allowance app that doesn't need a bank account?

Yes — Kash tracks allowances, purchases and savings as a virtual ledger. No bank account, debit card or kid personal data required, unlike Greenlight, GoHenry or BusyKid. Learn more →

How do I teach my kids to save money?

Give them a visible goal — a jar or a digital wishlist — and let them watch progress toward it. Kash's wishlist feature turns saving into a game with a progress bar. Learn more →

What is the "Bank of Mom and Dad"?

The informal arrangement where parents hold their kids' cash and track balances themselves. Kash formalizes it: you hold the actual cash, the app holds the ledger. Learn more →

Should allowance be weekly or monthly?

Weekly suits younger kids who need frequent feedback. Monthly suits teens learning to budget across a longer stretch. Kash supports either, per child. Learn more →

Should allowance be tied to chores?

Parenting experts are split. Kash works with either system — pure allowance, chore-based, or a hybrid of both. Learn more →

What's a good savings goal tracker for kids?

Look for visual progress toward a specific item, not just a balance. Kash's wishlist lets kids set a target price and watch a progress bar fill. Learn more →

Is there a pocket money tracker that works in any currency?

Yes — Kash is currency-agnostic, so it works for pocket money, allowance, or any family money system regardless of country. Learn more →

What financial literacy milestones should kids hit by age?

Roughly: ages 4-6 learn coins have value, 7-9 learn saving vs. spending, 10-12 learn budgeting, 13-16 practice bigger goals. Kash gives kids a safe practice ground for each stage. Learn more →

Can one allowance app track multiple kids?

Yes — Kash supports multiple children under one family account, each with their own avatar, balance, schedule and wishlist. Learn more →

Is Kash free?

Yes, free to download and use. Optional upgrades: weekly ($0.99), yearly ($9.99), or a one-time lifetime purchase ($9.99). Get the app →

Does Kash need my child's data?

No. Kash doesn't require a real name, a bank account or an ID — only anonymous analytics and crash diagnostics that are never linked to identity. Read the privacy policy →

Start tracking allowance the smart way.

No bank account, no card, no kid data. Just a simple ledger every kid in the family can watch grow.

Download Kash on the App Store

FREE TO TRY · IPHONE, IPAD & MAC · $9.99 LIFETIME OPTION